Branch Manager

Requirements

• Opens and closes the branch; maintains and stays abreast of security policies and procedures
• Maintains knowledge of branch policies and procedures with respect to approving checks and overrides
• Handles customer problems and complaints; counsels customers with special financial needs and requests
• Participates in activities for generating new business such as sales calls and special events
• Supervises vault operations and procedures
• Leads the branch team to achieve all production goals set by management while providing quality service
• Develops and maintains relationships with current and prospective customers
• Creates a business development plan under the direction of their supervisor
• Coordinates with various departments in the servicing of routine transactions and in solving special customer issues
• Develops and recommends appropriate interest rate, terms, and structure of loans consistent with Bank guidelines and risk/return evaluation
• Analyzes financial statements to make financing proposals
• Provides evaluation of potential borrower loan requests and makes loan recommendations to Senior Lender and/or Loan Committee; Communicates lending decisions to the customer
• Monitors and analyzes relationships to determine profitability and makes recommendation regarding accounts to be further developed or eliminated
• Works with borrowing customers to procure updated financial information on an ongoing basis
• Responsible for expanding prospect base by consistently networking in the community
• Services as a representative in various civic and community functions to further enhance the Bank's image and develop additional business