Role OverviewThe Business Banking Officer serves as a dedicated partner to branch teams and business members, managing lending, treasury management, and account servicing needs. This role is a growth accelerator for Desert Financial's business banking franchise, driving non-interest income, expanding the business portfolio, and freeing senior lenders to focus on larger transactions.
What You Will Do
Manage business loan and line of credit requests, collect and review borrower documentation, partner with Credit Analysts and Underwriters, support closing preparation, and ensure lending activity complies with credit policy and regulations.
Why It Might Be a Fit
The ideal candidate will have a strong understanding of business lending fundamentals, credit analysis skills, and consultative sales skills. They will be able to prioritize and manage multiple workstreams, pipelines, and stakeholder relationships simultaneously.
Requirements
- Bachelor's degree in Business, Finance, Accounting or a related field
- Formal banking or credit training programs (e.g., commercial lending school, credit analyst training)
- 3+ years of experience in business banking, commercial banking, or a closely related financial services role
- Credit union or community bank experience
- Strong understanding of business lending fundamentals
- Credit analysis skills
- Regulatory awareness across NCUA guidance, ECOA/Regulation B, Regulation O, BSA/AML, and fair lending principles
- Consultative sales skills
- Proficiency with Loan Origination Systems (LOS), CRM platforms (Salesforce or equivalent), and core banking systems
- Valid driver's license
Benefits
- We maintain a drug-free workplace and perform pre-employment substance abuse testing
- We are proud to be an EEO/AA employer M/F/D/V
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