Role OverviewThe Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Supports Business Banking production by maintaining an individual pipeline of work.
What You Will Do
Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. Utilizes single approval authority up to $4MM.
Why It Might Be a Fit
Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. Collaborate with both credit and segment risk to meet or exceed department goals.
Requirements
- Bachelor's degree
- 7+ years' experience with business or commercial underwriting in a centralized lending environment
- Ability to underwrite credit exposures in excess of $4MM
- Previous authority to underwrite and decision credits without additional signers
- Proficient use of Microsoft Office and other internet resources
- Excellent written and verbal communication skills, including grammar and demeanor
- Strong organizational skills with attention to detail, planning and follow-up
- Ability to work independently on multiple tasks without compromising quality
- Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole
Benefits
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)
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