Commercial Banking Intern

Carter Bank
Any Location, VA
Category Customer Service
Job Description
Under the direction of the Commercial Regional Executive, learns and performs various support functions related to loan and deposit sourcing, underwriting, servicing, relationship building, and overall portfolio management.

Requirements

  • Works with existing and potential customers to develop new business and/or expand and retain current business
  • Solicits total banking relationships by working with all lines of business partners to demonstrate full scope of bank products and services
  • Interviews commercial lending applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk
  • Follows current loans and credit lines to ensure conformity with terms, bank policy, regulatory guidelines and developing trends
  • Reviews outstanding loan portfolio on a timely basis to ensure that all modifications, collection of past dues, and other portfolio responsibilities are handled in a timely and accurate manner
  • Monitors loan payments and coordinates collection activities for all past due loans
  • Studies industrial, commercial, and financial situations relating to new or existing businesses
  • Utilizes tools available to pull prospect lists
  • Performs general tasks and provides general support to Commercial, Retail, Mortgage and Credit associates as needed
  • May represent the Bank at civic and community functions

Benefits

  • Health insurance
  • Dental insurance
  • Vision insurance
  • 401(k) plan
  • Paid time off
  • Life insurance
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