Commercial Banking Relationship Specialist

Requirements

• Support Relationship Managers
• Assist Relationship Managers in all aspects of marketing, customer facing and account opening.
• Upload documents into nCino, including final boarding documents.
• Upload documents into Information Access (IA), including new account documents.
• Confirm that all necessary conditions precedent to closing have been achieved.
• Conduct due diligence reviews such as sanctions checks, regulatory compliance verification, and entity validation through public and third-party sources.
• Perform collateral review as required in the Credit Approval Memorandum and file UCCs accordingly.
• Timely review and preparation of LaserPro documentation for loan closings, including, but not limited to, title work, flood search, UCC Search and Patriot Act documents.
• Execute initial quality control checks of closed loan documents to verify completeness and execution prior to processing.
• Support Relationship Managers by responding to inquiries and resolving questions related to loans, deposits and credit cards.
• Review daily overdraft listings and perform customer outreach to facilitate fund movement and minimize overdraft impact.
• Maintain compliance with internal policies defining application validity and customer qualification requirements.
• At the request of Customers, Officers and Treasury Management, open deposit accounts and set up ancillary products and agreements.
• Partner with Loan Servicing to ensure loans are boarded timely and correctly.
• Create accounts and open commercial credit cards for Commercial Banking customers upon receipt of signed credit approvals.
• File Retention: Ensure account opening documents are maintained in IA storage as required by Bank policy.
• Assist with maintenance of Loan Documentation in IA storage as required by Bank policy.
• Assist with maintenance of commercial credit card documentation in IA storage as required by Bank policy.
• Review documentation and collateral exceptions and place documentation in IA storage.
• Documentation: Ensure Commercial Fleet Finance documents are provided to all parties required.
• Lead the loan closing process for Commercial Fleet Finance through nCino.
• Assist in internal and external audit preparation by compiling all documentation in imaging system.
• Collateral Perfection: Complete monthly UCC and mortgage filings, and life insurance and vehicle lien assignments.
• Assist in monitoring monthly collateral exception reporting and clearing exceptions when needed.
• Ensure all loan closings have clean and free collateral standing for loan closings.

Benefits

• Medical, Dental, and Vision Insurance
• 401(k) Retirement Plan
• Professional Development Reimbursement
• Paid Vacation
• Eleven Paid Holidays
• Paid Volunteer Time
• Annual First Internet Bank-branded merchandise allowance