Role OverviewToyota's Risk Department is looking for a passionate and highly motivated Commercial Credit Risk Oversight Analyst to support the Commercial Credit Risk Oversight function by strengthening policies and procedures related to underwriting, documentation, portfolio management, and regulatory compliance across Commercial Services.
What You Will Do
Assist in the alignment of underwriting and credit analysis standards between TMCC and TFSB, conduct ongoing reviews of internal credit policies and procedures, support advanced portfolio monitoring efforts, and assist in enhancing underwriting and documentation processes.
Why It Might Be a Fit
The ideal candidate will have a strong understanding of commercial lending regulations, underwriting standards, risk rating methodologies, and key financial metrics, as well as proficiency in data analytics and reporting tools.
Requirements
- Bachelor's degree in Finance, Accounting, Economics, Data Analytics, Business Administration, or related field or equivalent work experience
- 1+ years of experience in commercial credit analysis, credit risk, underwriting, or regulatory compliance within a banking or financial institution regulated by FDIC, OCC, or similar regulatory bodies
- Strong understanding of commercial lending regulations, underwriting standards, risk rating methodologies, and key financial metrics
- Proficiency in data analytics and reporting tools such as advanced Excel, SQL, Tableau, Power BI, or similar tools
- Excellent written and verbal communication skills
- Strong analytical and organizational skills
Benefits
- Team Member Vehicle Purchase Discount
- Toyota Team Member Lease Vehicle Program
- Comprehensive health care and wellness plans
- Toyota 401(k) Savings Plan featuring a company match
- Paid holidays and paid time off
- Referral services related to prenatal services, adoption, childcare, schools and more
- Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
- Relocation assistance
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