Commercial Credit Senior Associate - CRE

M&T Bank
Buffalo, NY
Category Banking
Job Description
Role Overview

Assesses and manages credit risk for commercial real estate clients at M&T Bank, analyzing financial statements, monitoring loan portfolios, and ensuring compliance with credit policies and regulatory requirements.

What You Will Do

Underwrites new requests, manages ongoing credit risk, and partners with senior team members on complex transactions/account coverage.

Why It Might Be a Fit

Requires strong analytical skills, proficiency in financial modeling, and ability to lead a transaction execution team in partnership with a Commercial Credit Analyst.

Requirements

  • Bachelor's degree in Accounting, Finance, Economics, or related field
  • 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
  • Strong analytical skills with proficiency in financial modeling and analysis of credit metrics
  • Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis
  • Emerging proficiency with understanding and negotiating legal documentation including structural analysis
  • Excellent verbal and written communication skills
  • Critical thinking and problem-solving abilities
  • Attention to detail and high level of accuracy
  • Ability to work independently and as a part of a team
  • Strong organizational and time management skills
  • Customer focused with strong interpersonal and relationship building skills
  • Proficiency in Microsoft Office

Benefits

  • Dental insurance
  • Vision insurance
  • Annual pay range of $103,000.00 - $171,600.00
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