Commercial Credit Underwriter II - C3 Government

The Commercial Credit Underwriter II analyzes, underwrites, and may act as the final decision authority on commercial loan applications while following sound lending practices, policies, and procedures. The role ensures compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements.

What You Will Do

Conducts credit investigations, analyzes financial information, underwrites loans, and performs historical business financial analysis and cash flows. May perform in-depth analysis of a guarantor's financial position and investigate available sources of credit and financial information.

Why It Might Be a Fit

Requires 4+ years of relevant commercial lending experience, prior lending authority, and proven analytical and research skills. Strong understanding of credit underwriting and industry practices is necessary.

Requirements

• Undergraduate degree preferred
• 4+ years of relevant commercial lending experience
• Prior lending authority preferred
• Proven analytical and research skills
• Strong understanding of credit underwriting and industry practices
• Previous experience with business and personal financial statement analysis
• Demonstrated problem solving skills and the ability to blend technical knowledge and good business judgment
• Strong communication skills, both verbal and written
• Proven organizational, multi-tasking, analytical, time management and decision-making skills
• Ability to meet deadlines
• Strong interpersonal skills and a team orientation
• Ability to work with various levels of business partners
• Developed PC skills including proficiency and capability in word processing and spreadsheet software
• Computer literacy with a variety of software programs
• Small Business Administration/Agency experience preferred

Benefits

• Base salary
• Variable compensation/incentive awards
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition