Role OverviewThe Commercial Credit Underwriter III analyzes, underwrites, and may act as the final decision authority on commercial loan applications while following sound lending practices, policies, and procedures. The role ensures compliance with established underwriting guidelines, quality and production guidelines, as well as Federal Banking Regulations and Government Reporting requirements.
What You Will Do
Conducts credit investigations, analyzes financial information, underwrites loans, and performs historical business financial analysis and cash flows. Identifies credit applications that require credit enhancements and renders final credit decisions within individual lending authority limits.
Why It Might Be a Fit
Requires 8+ years of relevant Commercial lending experience, proven analytical and research skills, and prior lending authority. Demonstrated problem-solving skills, ability to blend technical knowledge and good business judgment, and strong communication skills are also required.
Requirements
- Undergraduate degree preferred
- 8+ years of relevant Commercial lending experience
- Proven analytical and research skills
- Prior lending authority strongly preferred
- Demonstrated problem-solving skills and the ability to blend technical knowledge and good business judgment
- Proven organizational, multi-tasking, analytical, time management and decision-making skills
- Ability to meet deadlines
- Strong communication skills, both verbal and written
- Strong interpersonal skills and a team orientation
- Ability to work with various levels of business partners
- Developed PC skills including proficiency and capability in word processing and spreadsheet software
- Computer literacy with a variety of software programs
- Small Business Administration/Agency experience preferred
Benefits
- Base salary
- Variable compensation/incentive awards
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
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