Commercial Underwriter - Business Credit

Oxford Bank
Wixom, MI
Category Finance
Job Description
Role Overview

The Commercial Underwriter plays a key role in supporting the Bank's lending and risk management objectives by analyzing credit opportunities, identifying risks, and helping business clients gain access to capital.

What You Will Do

Evaluate commercial credit opportunities, develop sound lending recommendations, and prepare credit approval memorandums.

Why It Might Be a Fit

Successful team members demonstrate sound judgment, strong analytical skills, effective communication, and a willingness to challenge assumptions while continuously seeking opportunities to improve processes and outcomes.

Requirements

  • Well-developed credit judgment and risk assessment skills
  • Proven financial analysis and problem-solving skills
  • Ability to balance risk management with business growth objectives
  • Results-oriented with a high level of ownership and accountability
  • Strong attention to detail and commitment to quality work
  • Clear and effective written and verbal communication skills
  • Collaborative, solution-oriented team player
  • Ability to manage multiple priorities in a fast-paced environment
  • Proficiency in Microsoft Office applications, particularly Excel and Word
  • Experience utilizing AI tools to enhance efficiency, analysis, research, and communication preferred

Benefits

  • Dental insurance
  • Vision insurance
  • 401(k) or retirement plan
  • Paid time off
  • Paid holidays
  • Life insurance
  • Disability insurance
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