Consumer Originations Risk Strategy Manager

The Consumer Originations Risk Strategy Manager leads the development and implementation of credit risk strategies for new markets and oversees origination risk controls to support sound, consistent decision-making.

What You Will Do

Evaluates credit decisioning rules, policies, models, and portfolio performance, forecasts key risk metrics, and develops post-launch monitoring and management reporting to identify emerging trends and exposures.

Why It Might Be a Fit

Minimum 5–7 years of progressive experience in risk management, credit risk, portfolio analytics, or a related area within consumer financial services, strong analytical skills, and working knowledge of credit risk, lending economics, profitability drivers, and loss mitigation strategies within consumer financial services.

Requirements

• Minimum 5–7 years of progressive experience in risk management, credit risk, portfolio analytics, or a related area within consumer financial services
• Automotive finance industry experience preferred
• Bachelor’s degree required
• Strong analytical skills, including the ability to evaluate origination performance, identify trends, and assess risk exposure
• Working knowledge of credit risk, lending economics, profitability drivers, and loss mitigation strategies within consumer financial services
• Familiarity with financial services regulations, oversight expectations, and risk management governance practices
• Proficiency using SAS, SQL, Excel, or similar tools to extract, analyze, and interpret data
• Strong written and verbal communication skills, including the ability to prepare management reporting and present recommendations
• Ability to manage multiple projects or workstreams with attention to detail, deadlines, and business priorities
• Strong collaboration skills with the ability to work effectively across Risk, Finance, Sales, Operations, Remarketing, and regional stakeholders
• Ability to work independently, exercise sound judgment, and constructively challenge existing practices when appropriate

Benefits

• Hybrid flexibility – 4 days in office, 1 day remote
• Vehicle perks – monthly vehicle allowance plus purchase and lease discounts
• Comprehensive health coverage – medical, dental, and vision plans
• Employer-funded HSA contributions to help reduce healthcare costs
• 401(k) with company match and immediate vesting from day one
• 100% company-paid life and disability insurance
• Wellbeing benefits including fitness and health resources
• Leadership programs and career development that support continuous learning
• Paid Volunteer Time Off and a company charitable donation in your honor