Credit Analyst I

Androscoggin Bank
Lewiston, ME
Category Banking
Job Description
Androscoggin Bank is seeking a Credit Analyst I to join their team. The Credit Analyst I provides analytical support by preparing objective and comprehensive financial credit underwriting on new loan requests as well as continuous assessment of the commercial loan portfolio. The role involves developing skills to analyze financial statements, collateral analysis, debt repayment, and real estate matrixes, and recommending an appropriate risk rating.

Requirements

  • Bachelor's degree (B.A. or B.S.) from four-year college or university
  • 1-2 years related experience and/or training
  • Proven working knowledge of accounting principles, commercial loan documentation, banking regulations, and computer applications
  • Ability to work independently with limited supervision
  • Develop consultative relationships with Commercial Lenders
  • Proficiency with multiple computer applications
  • Proven analytical abilities to analyze data and suggest recommendations

Benefits

  • Paid time off
  • Holiday pay
  • 401k participation with a generous match
  • Access to Androscoggin Bank's full insurance benefit package
  • Paid parental leave
  • Tuition and education reimbursement
  • Paid volunteer time
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