Credit Analyst I

As a Credit Analyst I, you'll play a high-impact role in driving smart lending decisions and helping clients move their goals forward. You'll dive into industry and financial analysis for both current and prospective borrowers, delivering sharp credit insights and outstanding service every step of the way.

What You Will Do

Conduct thorough risk analysis of applications for commercial credit, prepare written risk analysis of commercial loan applications, and ensure compliance with all Bank policies and applicable laws and regulations.

Why It Might Be a Fit

This is an exciting opportunity to build your expertise while supporting a dynamic, sophisticated portfolio spanning commercial & industrial, commercial real estate, and private banking / professional services clients.

Requirements

• Bachelor's degree in Accounting, Finance, or other business-related degree.
• 1 + years experience as a Credit Analyst preferred.
• Foundation in accounting principles as they relate to banking.
• Strong analytical and research skills.
• Ability to analyze and interpret financial statements.
• Comfortable navigating multiple computer systems and applications making connections and utilizing resources to draw conclusions and solve complex challenges.
• Basic knowledge of banking policies, procedures, and government regulations.
• Excellent customer service skills and proven ability to handle most customer service inquiries and diffuse difficult customer situations independently.

Benefits

• Reports for Management and the Board as assigned.
• Perform collateral reviews and audits as requested.
• Assist the team in monitoring delinquencies, overdrafts, exceptions, and covenants and perform collateral review audits as requested.