Role OverviewThe Credit Analyst II is responsible for performing various duties to support the credit analysis function, achieving goals as established in the assigned department's annual operating plan, and coordinating work within the department and with other departments. The role involves receiving and analyzing data, preparing credit analyses, and making recommendations on loan granting or denying. The Credit Analyst II also provides guidance and on-the-job training to Credit Analyst I(s) and maintains appropriate records.
What You Will Do
The main day-to-day responsibilities of the Credit Analyst II include receiving data on prospective and active borrowing accounts, spreading financial statements, accepting and reviewing loan applications, conducting credit investigations, preparing credit analyses, and making recommendations on loan granting or denying.
Why It Might Be a Fit
To be a fit for this role, you should have a B.S. or B.A. degree in a related field of study, specialized financial analysis training, and a minimum of two years' experience as a Credit Analyst. You should also have proficient reading, writing, grammar, and mathematics skills, as well as proficient interpersonal relations and communicative skills.
Requirements
- A B.S. or B.A. degree in a related field of study
- Specialized financial analysis training
- A minimum of two years' experience as a Credit Analyst
- Proficient reading, writing, grammar, and mathematics skills
- Proficient interpersonal relations and communicative skills
- Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations
- Proficient ability to analyze and interpret financial statements
- Moderate PC skills
- Technical supervisory skills sufficient to provide guidance and training to Credit Analyst I(s)
- Valid driver's license
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