Credit Analyst III

Blue Sky Bank
Addison, TX
Category Accounting
Remote
Job Description
Role Overview

Join Blue Sky Bank's dedicated team as a Commercial Credit Analyst III! Drive smart lending decisions. Strengthen financial partnerships. Grow your career.

What You Will Do

Perform comprehensive financial and credit analysis for new and existing commercial lending relationships, evaluate borrower financial statements, cash flow, repayment capacity, and overall creditworthiness.

Why It Might Be a Fit

Play a critical role in maintaining a safe, sound, and successful loan portfolio, collaborate with experienced lenders, credit professionals, and bank leadership in a culture that values teamwork and expertise.

Requirements

  • Bachelor’s degree in finance, accounting or other business-related fields or equivalent experience.
  • 5+ years of commercial credit analysis/underwriting experience at a financial institution required. C&I and real estate experience preferred.
  • Valid driver's license, proof of insurance, qualifying motor vehicle record report, and reliable transportation.
  • Advanced knowledge of commercial credit analysis and underwriting
  • Strong understanding of financial statement analysis, cash flow modeling, and risk assessment
  • Ability to independently evaluate complex credit relationships and make sound recommendations

Benefits

  • Comprehensive benefits package including a starting accrual of three weeks of paid time off
  • 401(k) plan with employer matching
  • Medical, dental, and vision insurance
  • Health Savings Account (HSA)
  • Flexible Spending Account (FSA)
  • Dependent Care FSA
  • Voluntary accident and critical illness coverage
  • 100% employer-paid short-term Disability, long-term disability, and group life/AD&D insurance
  • Optional voluntary life/AD&D coverage
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