Director, FP&A – Personal Lending

Requirements

• Lead financial planning, forecasting, and operating expense management across the organization.
• Own, update and enhance the corporate financial model to support budgeting, forecasting, long-range planning, and strategic scenario analysis for executive leadership.
• Deliver proactive, data‐driven insights and recommendations that strengthen financial performance and optimize resource allocation.
• Build and present business cases for strategic initiatives and transactions; track results and guide follow‐up actions.
• Standardize and automate expenses, headcount, and financial reporting to improve accuracy and efficiency.
• Serve as a trusted advisor to senior leadership, providing clear guidance on financial strategy and business decisions.
• Own and communicate the operating expense narrative for executive reviews and key stakeholders.
• Forecast and monitor origination volume and loan portfolio performance, including delinquency, charge‐off, recovery, and loss trends.
• Partner with Risk/Credit on loss forecasting and assess financial impacts of underwriting or policy changes.
• Analyze unit economics (CAC, LTV, channel profitability) to guide pricing, marketing spend, and product strategy.
• Support pricing models and new product features in collaboration with Product and Risk teams.
• Assist with capital planning, liquidity forecasting, and funding strategy.
• Incorporate regulatory and compliance considerations into forecasts and financial planning.

Benefits

• Comprehensive medical, dental, and vision coverage
• Contributions to a Health Savings Account (HSA)
• Employee Assistance Program (EAP)
• 401(k) program with Safe Harbor Match
• Accrued time off, company holidays, sick time, and 3 floating holidays
• 12-week Paid Parental Leave