FID Fraud Analyst I

Requirements

• Reviews and understands standard bank documentation, customer due diligence information, and banking transactions
• Performs detailed analysis on accounts that appear to have unusual and/or suspicious activity
• Provides detailed documentary evidence to support the analysis performed
• Performs assigned quality control reviews and monitoring of the Bank Secrecy Act, USA Patriot Act, Anti-Money laundering, OFAC, customer due diligence, account due diligence and enhanced due diligence on new and existing bank customers and Customer Identification program compliance using industry standard and regulatory guidelines
• Processes Currency Transaction Reports (CTR) and Negotiable Instruments Logs
• Works closely with Financial Intelligence Department to ensure all CTR’s are filed timely and correctly
• Contacts branch staff for specific issues relating to CTRs, BSA Monitoring, CDD, Fraud and/or High Risk Review
• Performs analysis and investigative research from numerous internal and external sources to complete Customer Due Diligence profiles
• Prepares or assists in the preparation of requests for information to customer facing lines of business (i.e. retail, trust, commercial)
• Investigates and monitors customer transactions and/or behaviors associated with products or services through the use of automated monitoring systems and reports
• Performs timely and accurate research and effective investigations
• Performs detailed analysis on accounts that appear to have unusual and/or suspicious activity and provides detailed documentary evidence to support the findings
• Assists with monitoring of USA Forms Administration for potential fraud and/or unusual activity
• Assists in documenting and maintaining the Bank’s compliance efforts on a daily basis by ensuring adherence to the bank’s policies and procedures to ensure compliance with all federal and state laws and regulations
• Participates in job specific training and other various Bank training programs, as necessary
• Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy
• Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations
• Maintains current knowledge of all rules, regulations, and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML

Benefits

• Life Insurance
• Paid Time Off
• 401k Matching
• Health Insurance
• Dental Insurance
• Vision Insurance