Group Underwriting Consultant Senior (National Accounts)

Carelon Global Solutions India
Norfolk, GA
Category Finance
Job Description
Group Underwriting Consultant Senior (National Accounts) responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. The role requires 1-2 days in-office work per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance.

Requirements

  • Calculates renewal rates for large complex cases based on thorough analysis of experience, location, demographics, etc.
  • Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for individual health coverage.
  • Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
  • Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
  • Performs post-sale reviews.
  • Prepares or supervises preparation of annual settlements, ERISA reports, rate projections, or benefit change increments and decrements.
  • Surveys existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
  • Assists in establishing rating and administrative procedures.
  • Participates in major multi-functional teams as underwriting representative.
  • Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
  • Updates and monitors departmental processes and procedures in compliance with system, regulatory and business requirements.

Benefits

  • Comprehensive benefits package
  • Incentive and recognition programs
  • Equity stock purchase
  • 401(k) contribution
]]>