Insurance Underwriter - Risk Specialist

Mercor
New York, NY
Category Insurance
Job Description
Role Overview

Mercor connects elite creative and technical talent with leading AI research labs. The Insurance Underwriter - Risk Specialist will design realistic scenarios involving risk selection, exposure analysis, policy terms, exclusions, endorsements, pricing, and coverage determinations.

What You Will Do

The role responsibilities include creating work products such as underwriting decisions, risk assessments, rating rationales, coverage analyses, and referral write-ups, and providing written feedback to the research team to improve model behavior.

Why It Might Be a Fit

The ideal candidate will have 2+ years of professional experience in insurance underwriting, excellent written analysis, balanced judgment, and high attention to detail, and be able to distinguish underwriting decisions from sales/agent recommendations and from formal legal advice.

Requirements

  • 2+ years of professional experience in insurance underwriting (any line)
  • Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price
  • Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale
  • Demonstrate excellent written analysis, balanced judgment, and high attention to detail
  • Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice
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