Loan Processor I

Guild Mortgage
Killeen, TX
Category Finance
Job Description
As a mortgage banking firm, we are dedicated to serving the home owner/buyer, providing affordable home financing with professionalism and service unsurpassed in the lending industry. We are seeking a Loan Processor I to process residential mortgage loans, achieve production and quality metrics, and liaise between loan officer, borrower, underwriter, and funding.

Requirements

  • High school diploma or equivalent required
  • College courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred
  • Total recent work experience includes one or more years’ experience with processing loans or assisting in loan processing
  • Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners
  • General knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional loans
  • Thorough knowledge of conventional loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines
  • General knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)
  • Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency and responsiveness
  • Excellent customer service, interpersonal, verbal and written communication skills
  • Intermediate math skills
  • Strong verbal and written communication skills
  • Strong detail orientation and highly organized
  • Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs
  • Ability to work with guidance and supervision to develop analytical skills
  • Work is frequently reviewed
  • Low level of independent judgment and discretion related to area(s) of specialization
  • Receive frequent guidance to resolve/escalate issues of high complexity

Benefits

  • Medical
  • Dental
  • Vision
  • Life insurance
  • AD&D
  • LTD
  • 401(k) with employer match
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