Loan Processor III, Specialty Loans

Guild Mortgage
Quincy, MA
Category Finance
Job Description
Process and pre-underwrite specialty loans, achieve production and quality metrics, and liaise between loan officer, borrower, underwriter, and funding. Prepare and review loan file to ensure completeness and compliance with underwriting and investor guidelines.

Requirements

  • High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
  • Five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
  • Ability to build strong relationships with loan officers, production, underwriting, closing, and other internal and external partners.
  • Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA, and Bond mortgage loans.
  • Expert knowledge of conventional, FHA, VA, and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor-specific guidelines.
  • Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements, and records, verification of income and deposits, etc.).
  • Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions, and associated risks.
  • Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency, and responsiveness.
  • Excellent customer service, interpersonal, verbal, and written communication skills
  • Intermediate math skills.
  • Strong verbal and written communication skills.
  • Strong detail orientation and highly organized.
  • Prior experience using internal data entry systems, Microsoft Word, Excel, and PDF/Document Retention programs
  • Commitment to company values.
  • Customer Service - Proactive attention to each person
  • Integrity - Do and say what's right
  • Respect - Treat others with dignity
  • Collaboration - Listen and work together
  • Learning - Seek knowledge and strive for improvement
  • Excellence – Deliver the unexpected

Benefits

  • Medical
  • Dental
  • Vision
  • Life Insurance
  • AD&D
  • LTD
  • 401(k) with employer match
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