Mortgage/Home Loan Officer

MSU Federal Credit Union
Any Location, IL
Category Banking
Job Description
Role Overview

The Mortgage/Home Loan Officer serves as a key point of contact for prospective borrowers, guiding them through the mortgage application process. This role involves conducting comprehensive interviews with applicants to assess their financial needs and goals, clearly explaining available loan programs and eligibility requirements, and gathering all necessary financial documentation.

What You Will Do

Originates home equity applications, assists members with mortgage products and applications, communicates with members on a regular basis regarding the status of their loan application, and resolves member service complaints or errors.

Why It Might Be a Fit

This position requires strong interpersonal skills, attention to detail, and a commitment to delivering a positive and compliant borrower experience. The ideal candidate will have a consumer lending background, knowledge of state and federal lending regulations, and a NMLS number.

Requirements

  • High school diploma or equivalent
  • College-related courses are desirable, real estate and finance coursework preferred
  • Consumer lending background required, home lending experience preferred
  • Knowledge of state and federal lending regulations
  • NMLS number required in accordance with federal regulations
  • Fannie Mae secondary market eligibility required

Benefits

  • 100% Company-Paid Health, Dental, Vision, Life, and Long-Term Disability Premiums
  • Up to 26 days of PTO within your first year, as well as Volunteer Time Off & 11 Paid Holidays
  • 401(k) with a company match
  • Tuition Reimbursement
  • Up to 12 Weeks of Paid Parental Leave
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