Role OverviewA credit union seeks an experienced Real Estate Lending Manager to lead its real estate lending function across first mortgage and home equity lending. This is a broad, hands-on leadership role responsible for the full real estate lending lifecycle.
What You Will Do
Oversee the full real estate lending lifecycle from origination through underwriting, processing, closing, post-closing, and secondary market delivery. Lead first mortgage and home equity lending operations.
Why It Might Be a Fit
The organization is expanding its first mortgage operation in-house, and this person will play an important role in developing the processes, infrastructure, and team needed to grow production while maintaining strong credit, compliance, operational, and member service standards.
Requirements
- 5–10 years of progressively responsible real estate lending experience
- Broad experience across mortgage origination, underwriting, operations, and secondary market execution
- Prior supervisory or team leadership experience strongly preferred
- Direct Fannie Mae and Freddie Mac loan delivery experience
- Strong knowledge of Agency selling guides, eligibility requirements, and loan delivery processes
- Experience establishing and managing correspondent and wholesale lending relationships
- Experience evaluating loan participation and loan purchase transactions
- Strong mortgage underwriting knowledge consistent with Fannie Mae and Freddie Mac guidelines
- Experience with first mortgages and home equity lending
- Experience with ITIN borrower lending preferred
- Experience managing third-party mortgage vendors, including LOS providers, AMCs, contract underwriters, and loan servicers
- Experience identifying, clearing, and responding to pre- and post-closing audit findings
- Regulatory examination or investor audit experience preferred
- Experience managing production goals and lending KPIs
- Strong leadership, coaching, mentoring, and staff development skills
- Knowledge of federal and state banking regulations and lending compliance requirements
- Bachelor’s degree in Finance, Business Administration, a related field, or equivalent professional experience
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