Role OverviewThe Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.
What You Will Do
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs, Guides Customers through the mortgage application process, Ensures applications are completed accurately and contain required information and supporting documentation.
Why It Might Be a Fit
Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007
Requirements
- Bachelors degree or progressive work experience in addition to experience below
- 2+ Years of mortgage origination experience
- Proven Sales ability
- Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines
- Maintains the highest level of sales ability and negotiation skills
- Self-directed, ability to plan own activities to achieve sales goals
- Strong time management skills
- Excellent communication skills, both verbal and written
- PC skills, including ability to learn mortgage origination and automated underwriting systems
Benefits
- Dental insurance
- Vision insurance
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
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