Role OverviewAs an External Mortgage Loan Originator at Abound Credit Union, you will be engaged in a rewarding and challenging environment to grow the credit union’s real estate lending presence in and around the communities that we serve.
What You Will Do
Maximize mortgage applications and production from a variety of sources, including branch partners, financial planners, realtors, and builders. Gather information from referral sources to continually improve the credit union’s real estate products and processes.
Why It Might Be a Fit
Contributes to a culture of employees who are passionate, smart, and humble about the credit union, members, and their position. Perform job duties with impeccable integrity and strong personal values.
Requirements
- Applicants for this position must successfully complete and pass the eligibility requirements for registration under the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E Act)
- Bachelor’s Degree in Business, related field or equivalent work experience
- Extensive and detailed knowledge of real estate mortgage lending laws, regulations, policies and procedures applicable to both primary and secondary markets
- Ability to analyze applicant’s credit risk (the 4 Cs of underwriting, capacity, capital, collateral and credit) and perform income analysis for self-employed borrowers
- Strong working knowledge of all loan origination, and maintenance software
- Friendly, outgoing manner, ability to deal with members with tact and courtesy and maintain professional demeanor in all situations
- Self-motivation, enthusiasm, and initiative with a willingness to support others within the Credit Union
Benefits
- Great Salary
- Pension
- Health, Dental, Vision and Other Insurance Coverage
- Paid Personal Time Off
- Paid Holidays
- Life Insurance
- Short and Long-Term Disability
- 401(k) with matching funds
- Tuition Reimbursement
- HSA, FSA, and Dependent Care Spending Accounts
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