Mortgage Loan Originator

D.R. Horton
High Point, NC
Category Banking
Job Description
Role Overview

The Mortgage Loan Originator will promote and provide business development, origination of loans, relationship management with customers and clients. The role involves interviewing mortgage applicants, understanding their goals, and advising on potential loan programs. The candidate will also be responsible for maintaining reports and notes within the origination software and customer relationship management systems.

What You Will Do

The main day-to-day responsibilities include interviewing mortgage applicants, understanding and educating them on their financing options, reviewing new leads daily, and contacting them to earn their business. The candidate will also be responsible for daily pipeline management, making presentations on loan products, and providing necessary disclosures to loan applicants.

Why It Might Be a Fit

The ideal candidate will have a strong understanding of mortgage banking, including lock procedures, program analysis, underwriting guidelines, and regulatory timelines. They will also be proficient in MS Office and email, and have strong written and oral communication skills. The candidate will be able to work overtime, travel overnight, and be willing to accept constructive criticism.

Requirements

  • Bachelor's degree from four-year college or university
  • One to two years of related experience and/or training
  • Licensed Mortgage Loan Originator as required by state
  • Must have a vehicle and a valid driver's license
  • General mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
  • Proficiency with MS Office and email

Benefits

  • Medical
  • Dental
  • Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation
  • Sick
  • Personal Time
  • Company Holidays
  • Multiple Voluntary and Company provided Benefits
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