Role OverviewThe Mortgage Loan Originator serves customers by providing mortgage loan information, disclosing fees, and gathering data necessary to process mortgage requests. The role involves determining the best loan product for customers, devising marketing plans, and providing guidance on loan inquiries.
What You Will Do
Responsibilities include determining the best loan product, devising marketing plans, providing guidance on loan inquiries, completing applications, and gathering documents. The role also involves developing referrals from internal and external sources and maintaining relationships with realtors.
Why It Might Be a Fit
To be successful in this role, you will need to have a minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products. You will also need to be eligible for NMLS certification and have thorough knowledge of government and conventional mortgage loan guidelines and requirements.
Requirements
- Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
- Eligible for NMLS certification
- Thorough knowledge of government and conventional mortgage loan guidelines and requirements
- Extensive knowledge of the qualifying variables between mortgage loan products
- Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
- Knowledge of appraisal standards and acceptability
- Ability to produce tax return analysis as required by conforming loan guidelines
- Must know how to fully disclose and handle all applications according to compliance regulations
- Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
- Working knowledge of financial compliance and regulatory requirements
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