Mortgage Loan Originator

SIU Credit Union
Carbondale, IL
Category Finance
Job Description
Role Overview

Manage the full lifecycle of real estate and home equity loans, providing expert borrower consultation and credit counseling while ensuring technical accuracy in underwriting, regulatory compliance (HMDA/RESPA), and secondary market delivery.

What You Will Do

Conduct interviews to qualify borrowers, quote rates, and provide credit counseling; manage applications from start to finish; approve or deny first mortgages and home equity loans within Board-designated limits; facilitate professional loan closings and manage the disbursal of funds.

Why It Might Be a Fit

Must be bondable and detail oriented; must have experience with loan documents and familiarity with general ledgers; must maintain an active NMLS registration.

Requirements

  • High school diploma or equivalent
  • Active NMLS registration
  • Experience with loan documents and familiarity with general ledgers
  • Strong decision-making abilities
  • Excellent written/verbal communication
  • Judgment to recommend policy improvements based on industry trends
  • Proficiency in PC software
  • Deep understanding of modern mortgage products and industry standards

Benefits

  • Paid time off
  • Paid holidays
  • 401(k) profit share options
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