Mortgage Originator

Secured Finance Network
Annapolis, MD
Category Finance
Job Description
Role Overview

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives.

What You Will Do

Interviews applicants, collects and analyzes information, determines credit worthiness, and negotiates terms and conditions of loan with mortgagors.

Why It Might Be a Fit

Cultivates new mortgage business, markets, services and promotes the bank’s mortgage products, and ensures lending compliance with all origination procedures.

Requirements

  • Associates degree
  • 2 years sales experience
  • Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law
  • General knowledge of personal computers and software programs utilized by Residential Mortgage Department
  • Proven sales ability
  • Strong mathematical skills
  • Self-motivated, well-organized individual
  • Excellent verbal and written communication skills
  • Ability to interact with individuals at all income levels and peers in a professional manner
  • Demonstrated ability to work independently and to follow through on details to completion
  • Ability to work under critical time constraints

Benefits

  • Dental insurance
  • Vision insurance
  • Medical insurance
  • Life insurance
  • 401(k) or retirement plan
  • Paid time off (vacation, sick leave)
  • Paid holidays
  • Draw will be advanced
  • Commission-based compensation
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