Role OverviewWe are seeking an experienced Mortgage Underwriter to join our team. This position is responsible for evaluating residential mortgage loan applications and making sound credit decisions while maintaining a strong commitment to quality, compliance, and timely service.
What You Will Do
Review and underwrite residential mortgage loan applications, analyze borrower creditworthiness, and make independent underwriting decisions.
Why It Might Be a Fit
The ideal candidate will have a minimum of three years of mortgage underwriting experience, comprehensive knowledge of Conventional, FHA, and VA lending guidelines, and strong analytical skills with the ability to make independent, risk-based credit decisions.
Requirements
- Minimum of 3 years of residential mortgage underwriting experience
- Strong working knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines
- Demonstrated ability to analyze complex income, asset, credit, and collateral documentation
- Strong analytical skills with the ability to make independent, risk-based credit decisions
- Excellent written and verbal communication skills
- Exceptional attention to detail, accuracy, and organization
- Ability to effectively manage multiple files, priorities, and deadlines in a production-oriented environment
- Proficiency with mortgage loan origination and underwriting technology, including Encompass, Desktop Underwriter (DU), and Loan Product Advisor (LPA)
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