Role OverviewAs a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans.
What You Will Do
Review and analyze loan files, underwrite and approve or deny loan applications, communicate with loan officers and stakeholders, ensure loan files are complete and accurate, and stay current with industry regulations and best practices.
Why It Might Be a Fit
The candidate must have a deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans, and be able to handle a high volume of loan files while maintaining accuracy and attention to detail.
Requirements
- Minimum of 3+ years of experience in underwriting Non-QM loans
- Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products
- Experience Underwriting Non-QM roles within the last 6 months
- Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans
- Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail
- Excellent communication skills, both written and verbal
- Ability to work independently and as part of a collaborative team
- Strong organizational and problem-solving skills
Benefits
- Health insurance
- Dental insurance
- Vision insurance
- 401k 50% match on the first 6% of contributions
- PTO starts at 10 days a year + 11 company holidays per year
- Sick time also offered
]]>