Role OverviewThe Operations Manager - Commercial Lending will support growth within the commercial lending division of a credit union. This role will own the full back-office commercial lending function from underwriting through post-closing service and loan servicing.
What You Will Do
Manage the commercial loan processing cycle, review loan documentation, coordinate with loan originators and underwriters, and maintain quality control standards for loan files.
Why It Might Be a Fit
The strongest candidate will bring commercial loan processing and/or underwriting experience, strong knowledge of conventional commercial loans and SBA 7(a)/504 programs, and the ability to lead a team while maintaining strong quality control, documentation, and compliance standards.
Requirements
- Bachelor’s degree in Finance, Business Administration, Accounting, or a related field, or equivalent professional experience
- 5–7 years of commercial loan processing and/or underwriting experience
- Experience with conventional commercial loans and SBA-guaranteed loan programs strongly preferred
- Prior supervisory or team leadership experience strongly preferred
- Track record of achieving goals, results, and KPIs
- Strong understanding of commercial loan underwriting standards, credit analysis, and loan structuring
- Working knowledge of SBA SOP for 7(a) and 504 loan programs, including eligibility, documentation, and guarantee requirements
- Ability to read, interpret, and critically review legal loan documents for consistency with approved credit terms
- Understanding of UCC filings, collateral perfection, title insurance, real property lien instruments, and entity documentation requirements
- Proficiency in financial statement analysis, cash flow analysis, and credit package review
- Knowledge of federal and state banking regulations and lending compliance requirements
- Microsoft Office proficiency
- Strong attention to detail, organization, time management, and communication skills
- Ability to manage multiple loan files and deadlines in a fast-paced environment
- Leadership and team development ability
Benefits
- Health insurance
- Dental
- Vision
- PTO
- 401(k) with 100% match up to 5%
]]>