Outside Loan Originator

AnnieMac Home Mortgage
Toms River, NJ
Category Finance
Job Description
Role Overview

AnnieMac Home Mortgage is seeking a Full Time External Mortgage Loan Originator to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. The role involves selling mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business, building and maintaining relationships with realtors and other professionals, and participating in mortgage sales.

What You Will Do

Primary duties include selling mortgage loans, generating new business, attending closings and open houses, conducting seminars, taking loan applications, analyzing financial information, and providing disclosures to borrowers.

Why It Might Be a Fit

The ideal candidate will have experience directly related to the Mortgage Industry, excellent communication skills, and the ability to analyze financial information. They should be sales-oriented and self-starting, with a thorough knowledge of pricing and underwriting requirements, credit underwriting, and property eligibility requirements.

Requirements

  • state license or certificate
  • thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies
  • working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
  • familiarity with local, state, and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements)
  • excellent communication skills
  • ability to analyze financial information
  • sales-oriented self-starter

Benefits

  • medical, dental, and vision plans
  • voluntary benefits, including 401K
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