Role OverviewThe Pre-Close QC Auditor reviews residential mortgage loan files prior to closing to ensure accuracy, completeness, and compliance with investor guidelines, company policies, and federal/state regulations.
What You Will Do
Perform thorough pre-close audits of loan files, validate key elements, ensure loans are underwritten in accordance with applicable loan program guidelines, and confirm compliance with federal and state regulatory requirements.
Why It Might Be a Fit
The ideal candidate has 3+ years of mortgage experience, with at least 1–2 years in underwriting or QC, and is detail-oriented with excellent analytical and organizational skills.
Requirements
- 3+ years of mortgage experience
- 1–2 years in underwriting or QC
- Experience with Non-QM, conventional, and government loan programs (FHA, VA)
- Strong understanding of residential mortgage documentation and loan file structure
- Familiarity with agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA)
- Knowledge of federal and state mortgage regulations, including TRID and HMDA
- Detail-oriented with excellent analytical and organizational skills
- Proficient in mortgage software systems (e.g., Encompass, Empower, or similar LOS)
- Excellent written and verbal communication skills
Benefits
- Competitive compensation
- Performance-based bonuses
- Collaborative and entrepreneurial culture
- Opportunities for career advancement and innovation
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