Role OverviewThis role plays a critical role in ensuring the integrity and compliance of mortgage credit processes within the organization. The officer will collaborate closely with risk management, and compliance teams to maintain accurate documentation and adherence to internal policies and external regulations. By analyzing credit data and financial statements, the officer ensures that mortgage lending decisions are sound and support the institution's financial health.
What You Will Do
Review and assess mortgage credit applications, coordinate with underwriting and risk management teams, maintain and update mortgage credit files, monitor ongoing mortgage credit portfolios, prepare reports on mortgage credit activities, and assist in the development and implementation of credit policies.
Why It Might Be a Fit
This role utilizes analytical skills daily to evaluate credit applications and financial documents, ensuring that lending decisions are well-informed and compliant. Strong communication skills are essential for collaborating with internal teams and conveying complex credit information clearly to stakeholders.
Requirements
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field
- Minimum of 3 years of experience in mortgage credit administration, underwriting, or a related financial services role
- Strong knowledge of mortgage lending regulations and compliance requirements in the United States
- Proficiency in credit analysis and financial statement review
- Excellent organizational skills with attention to detail and accuracy
Benefits
- Paid holidays
- Vacation time
- Sick leave
- Health insurance
- Retirement plan
- Professional certification such as Certified Mortgage Banker (CMB) or similar credentials
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