Risk Manager I

The Risk Manager I manages the creation, implementation, and validation of various risk segmentation strategies. This role provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines.

What You Will Do

The Risk Manager I investigates, creates, implements, and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools. The role works closely with stakeholders to support origination optimization design and implementation, evaluates and improves statistical models throughout the origination process and pricing strategy, and validates and enhances strategy structure such as Credit Tier to meet business goals.

Why It Might Be a Fit

The Risk Manager I requires a strong statistical and mathematical background with in-depth Auto Origination experience, thorough understanding of scorecard and statistical model mechanism in the context of usage in Auto Acquisition and Pricing Strategy, and proficiency in using analytical software such as SAS, R, Python, etc. The role also requires excellent written and verbal communication skills, experience in data modeling and risk management, and the ability to develop and present recommendations to Senior Management.

Requirements

• Bachelor's degree required; Graduate degree preferred
• 5+ years' experience required
• Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages
• Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
• Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc.
• Strong analytical and problem solving skills are required to interpret data and draw conclusions
• Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background
• Excellent written and verbal communication skills
• Experienced in developing and presenting recommendations to Senior Management

Benefits

• Base salary and variable compensation/incentive awards
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition