Role OverviewJoin our Product Compliance team to support Chime's products and services with a focus on payments and credit cards. As a Senior Associate, you will help shape new and existing products by partnering closely with Product, Engineering, Operations, Legal, and Compliance teams to identify regulatory requirements early and build practical solutions that support both compliance and member experience.
What You Will Do
Demonstrate expertise in consumer laws and regulations related to consumer financial products, including but not limited to Regulation Z, UDAAP, Regulation E, Regulation DD, the Bank Secrecy Act, and applicable state money transmission requirements. Partner closely with Product, Engineering, Operations, Legal, and Compliance teams to integrate compliance requirements into new and existing products and features.
Why It Might Be a Fit
To thrive in this role, you have 6+ years of experience in banking, credit, payments, deposits, fintech, or a related product compliance function. Demonstrated knowledge of key regulations including UDAAP, FTC requirements, TILA (Reg Z), Regulation E, Regulation DD, FCRA, Bank Secrecy Act requirements, VISA rules, and state money transmission laws.
Requirements
- 6+ years of experience in banking, credit, payments, deposits, fintech, or a related product compliance function
- Demonstrated knowledge of key regulations including UDAAP, FTC requirements, TILA (Reg Z), Regulation E, Regulation DD, FCRA, Bank Secrecy Act requirements, VISA rules, and state money transmission laws
- Experience researching, interpreting, and applying banking regulations, industry guidance, and regulatory expectations to product decisions
- Experience conducting compliance risk assessments and translating findings into practical business recommendations
- Strong analytical, verbal, and written communication skills, with experience independently executing compliance management system activities
- Ability to operate autonomously, solve complex problems, and develop practical solutions with minimal oversight
- Proven ability to collaborate and influence internal stakeholders and external partners to achieve alignment on regulatory risk issues and mitigation strategies
Benefits
- Competitive salary based on experience
- 401k match
- Great medical, dental, vision, life, and disability benefits
- Generous vacation policy
- Company-wide Chime Days, bonus company-wide paid days off
- 1% of your time off to support local community organizations of your choice
- Annual wellness stipend
- Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
- Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more
- In-person and virtual events to connect with your fellow Chimers
- Delicious snack boxes
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