Role OverviewThis is a full-time career opportunity that can be hybrid within the Fulton Bank footprint. The role will support our Commercial Banking and Middle Market Banking teams. The primary responsibility is to develop and analyze pertinent credit and financial information on all types of loans, focusing primarily on those credits that are the most complex and multi-faceted.
What You Will Do
Gather and review all pertinent credit and financial information of the borrower, assess risk of complete credit relationship, and offer insights and detailed reporting of the findings concerning credit worthiness to loan officer and/or loan committee. Prepare deposit and loan summaries, cash flow projections, and loan presentations.
Why It Might Be a Fit
The ideal candidate will have strong understanding of financial statements and credit evaluation principles, excellent analytical and problem-solving skills, and strong attention to detail and accuracy. The role requires a strong ability to communicate effectively verbally and in writing.
Requirements
- Bachelor's Degree or the equivalent experience in Accounting, Business Administration, or Finance
- 8 or more years high level credit analysis experience
- 5 or more years working knowledge of bank products and types of loan structuring
- Strong understanding of financial statements and credit evaluation principles
- Excellent analytical and problem-solving skills
- Strong attention to detail and accuracy
- Effective verbal and written communication skills
Benefits
- medical plans with prescription drug coverage
- flexible spending account or health savings account
- dental and vision insurance
- life insurance
- 401(k) program with employer match
- Employee Stock Purchase Plan
- paid time off programs including holiday pay and paid volunteer time
- disability insurance coverage
- maternity and parental leave
- adoption assistance
- educational assistance
- robust wellness program with financial incentives
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