Role OverviewToyota's Dealer Lending Department is looking for a passionate and highly motivated Senior Commercial Underwriter to underwrite complex dealer credit packages for Toyota, Lexus, and Mazda dealers across the country.
What You Will Do
Perform financial analysis, complete bank statement reconciliations, provide cash flow analyses, evaluate risk, and review legal structure to determine proper conclusions related to ownership, guaranties, and collateralization.
Why It Might Be a Fit
5+ years' experience in financial analysis of commercial loan underwriting, including complex organizational structures, cash flow analysis, industry-standard financial ratios/covenants, and establishing loan collateralization.
Requirements
- Bachelor's degree in Finance, Accounting, or related discipline or equivalent working experience
- 5+ years' experience in financial analysis of commercial loan underwriting
- Experience presenting complex financial information and credit structure to a credit approval authority
- Experience reviewing financial information in conjunction with policies and procedures to identify key credit risks and deviations from operational standards
- Knowledge of MS Office Suite (Word, Excel, PowerPoint, Outlook)
Benefits
- Team Member Vehicle Purchase Discount
- Toyota Team Member Lease Vehicle Program
- Comprehensive health care and wellness plans
- Toyota 401(k) Savings Plan
- Paid holidays and paid time off
- Referral services related to prenatal services, adoption, childcare, schools and more
- Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
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