Senior Credit Analyst - CRE

The Senior Credit Analyst is responsible for providing due diligence, analytical, and underwriting support to the division's Relationship and Portfolio Managers. The Senior Credit Analyst will gather and analyze credit information on current and potential borrowers, determine the advisability of granting credit, and assist in writing loan request narratives and ongoing portfolio maintenance.

What You Will Do

The Senior Credit Analyst will perform due diligence, analyze credit information, and determine the advisability of granting credit. They will also assist in writing loan request narratives, communicating with regional credit authorities, and presenting the merits of a credit request in presentation format.

Why It Might Be a Fit

The Senior Credit Analyst will promote business for the Bank by maintaining good client relations and referring clients to appropriate staff for new services. They will also serve as a mentor and training partner for more junior credit analysts throughout the Division.

Requirements

• Strong experience, knowledge and training in fully underwriting complex and sophisticated commercial real estate projects
• Strong experience, knowledge and training in both corporate and personal financial statement / tax return analysis
• Bachelor's Degree or approved equivalent combination of education and experience
• A minimum of five years of experience in both commercial credit analysis and full project underwriting, or related areas
• Ability to analyze and interpret general business periodicals, professional journals and technical procedures
• Ability to effectively present information and respond to questions from diverse groups
• Proficient in Microsoft Office suite (Word, Excel and PowerPoint)
• Strong typing skills to meet production needs of the position
• Strong math skills
• Effective verbal, written and interpersonal communication skills
• Ability to deal with normal problems involving multiple facets and variables in non-standardized situations
• Excellent organizational and time management skills
• Ability to work with minimal supervision while performing duties

Benefits

• Paid time off for vacation, sick days and holidays
• Health insurance
• Stock options
• Bonus programs
• 401(k) plan
• Paid Parental Leave
• Life and AD&D insurance
• Long-term disability
• Tuition Reimbursement
• Employee assistance programs
• Pre-tax health and dependent-care spending plans