Role OverviewThe Sr. Analyst, Credit Risk is responsible for independent risk analysis and oversight of the credit quality of prime auto finance portfolio and may also monitor risk exposures arising from other banking activities. This role is accountable for all aspects of credit quality, including compliance with regulatory requirements and internal controls, and recommends opportunities and proposed resolutions that improve efficiency, effectiveness, and risk reduction for the department.
What You Will Do
Analyzes credit risk trends across assigned portfolios and escalates emerging issues in accordance with company policy and procedures. Reviews identified credit risks, liabilities, and exposures, and partners with business lines to recommend mitigation strategies and follow-up actions.
Why It Might Be a Fit
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Requirements
- Bachelor’s Degree or equivalent work experience in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field
- 1+ years of experience in Risk Management, Credit Risk, Internal Audit, or a related field
- 1+ years of experience with SQL programming or equivalent programming language (i.e. Python), Power BI or similar data visualization and analytics tool
- Basic understanding of reporting, dashboarding and data visualization concepts
- Familiarity with querying, validation and reconciling data from multiple sources
- Ability to work with large and complex datasets, perform data analysis and communicate insights and findings effectively
- Strong quantitative capabilities and analytical skills, including an investigative mindset
- Proficiency in Microsoft Office 365 Products, including Excel, PowerPoint, Word, Teams, and Outlook
- Ability to analyze risk and provide recommendations and resolutions to minimize exposure
- Strong written and verbal communication skills, including the ability to summarize, document, and communicate information clearly and concisely
- Ability to effectively communicate instructions, articulate issues, and document findings in a clear and concise manner
- Ability to build and foster internal relationships
- Strong organizational and time management skills
- Ability to work independently as well as collaboratively within a team environment
- Ability to stay current on industry best practices, procedures, and techniques
- Ability to change direction as project demand dictates
Benefits
- Base pay range: $56,250.00 - $107,500.00 USD
- Fair and competitive rewards package
- Benefits designed to support you, your family and your well-being, now and into the future
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