Senior Data Analyst, New Account Risk

As a Senior Data Analyst on the New Account Risk team, you will help protect Chime's enrollment funnel from fraud while ensuring every legitimate applicant gets a fast, frictionless path to membership. You'll work closely with Product, Engineering, Data Science, Compliance, and Operations, digging into data to spot emerging fraud patterns and turning your findings into policies, dashboards, and recommendations the team can act on.

What You Will Do

Your work will directly support the team's two headline goals for 2026: improving the Funnel Enrollment Rate (FER) and reducing the post-enrollment synthetic identity theft rate. You will analyze enrollment and application data to identify opportunities to reduce synthetic identity and ID theft losses, with minimal impact to legitimate applicants.

Why It Might Be a Fit

To thrive in this role, you have 3+ years of experience in a Fraud, Risk, Compliance, or Investigations role, ideally with exposure to new account enrollment, identity fraud, or KYC/CIP. You will work in a fast-paced environment and meet ambitious deadlines while ensuring flawless completion.

Requirements

• 3+ years of experience in a Fraud, Risk, Compliance, or Investigations role
• Working knowledge of identity fraud domains such as synthetic identity and identity theft
• Strong SQL skills
• Familiarity with Python, R, or a similar analytical language
• Experience with BI tools such as Looker, Hex, or equivalent
• Advanced Microsoft Excel skills
• Comfort using AI tools (e.g., Glean, Claude) to accelerate day-to-day analysis
• Exceptional detail-orientation and organizational skills
• Bachelor's degree in a quantitatively rigorous discipline like engineering, statistics, math, or economics

Benefits

• Competitive salary
• 401k match
• Great medical, dental, vision, life, and disability benefits
• Generous vacation policy
• Company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more
• In-person and virtual events to connect with your fellow Chimers