Role OverviewA mortgage company is hiring an experienced Senior Mortgage Loan Processor to manage mortgage files from application through closing. This position is focused on complex residential loan files, including Non-QM, Jumbo, Super Jumbo, portfolio, conventional, and high-net-worth borrower transactions.
What You Will Do
Manage mortgage files from application through closing, package and submit loans for approval, clear underwriting and closing conditions, maintain complete, accurate, and compliant loan files, and coordinate with borrowers and third parties.
Why It Might Be a Fit
This role is a strong fit for a highly organized, proactive processor who can independently manage a substantial pipeline, analyze complex borrower documentation, coordinate with borrowers and third parties, and identify issues before they delay underwriting or closing.
Requirements
- 3–5 years of mortgage processing experience
- Experience independently managing loans from application through closing
- Experience processing Non-QM, Jumbo, Super Jumbo, and portfolio loans
- Conventional and jumbo residential mortgage processing experience
- Strong ability to analyze personal and business tax returns, self-employed income, rental income, and complex-income files
- Experience reviewing borrower assets, large deposits, gift funds, reserves, and source-of-funds documentation
- Working knowledge of residential mortgage underwriting guidelines and documentation standards
- Knowledge of mortgage disclosures, underwriting conditions, and closing requirements
- Familiarity with TILA, RESPA, ECOA, HMDA, and fair-lending standards
- Experience with DU/LP and residential loan origination systems
- Arrive/ARIVE, Acumen, and AI tool experience preferred
- Experience processing loans in New York, Connecticut, and Florida preferred
- Experience with bank statement, P&L, asset depletion, condominium, cooperative, investment-property, and multi-unit files preferred
- Familiarity with New York cooperative loans and attorney-driven closings preferred
- Commercial lending experience is a plus
- Mortgage bank, mortgage brokerage, community bank, private lender, or credit union experience preferred
- NMLS registration or licensing preferred
- Multilingual ability preferred
Benefits
- Medical
- Dental
- Vision
- 401(k)
- PTO
- Additional benefits pending final confirmation
]]>