Specialty Relationship Manager III

Requirements

• Maintains a client portfolio for the bank
• Expands existing client relationships and develops new client relationships
• Analyzes credit strengths and weaknesses of prospective borrowers
• Structures loans to protect the bank
• Maintains a thorough knowledge of bank's lending policies and regulatory requirements
• Provides mentoring and training to other bank associates
• Maintains proper house-holding of relationships
• Continually uploads financial information and client detail into central repository
• Gathers financials for new and renewal opportunities
• Prepares Opportunity Memos for new and renewal requests
• Works with underwriter to ensure accurate reflection of financials
• Finalizes term sheets to meet client and bank needs
• Engages underwriting to update results of term sheet accordingly
• Builds and maintains a portfolio mix of targeted high value and high potential clients
• Acts as a financial advisor by educating the customer about financial strategies
• Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities
• Reviews closing documents, communicates with clients and identifies portfolio weaknesses and trends
• Ensures client adherence to covenants with review of calculations, key provisions, and recommendations according to policy

Benefits

• Medical with wellness incentives
• Dental
• Vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match