Underwriting Manager

Guild Mortgage
Portland, OR
Job Description
Responsible for managing underwriting and achieving metrics for production and quality in assigned region(s). Supervise Underwriters to ensure timely completion of loans. Ensure compliance with Company secondary market investor, and government agency standards.

Requirements

  • Monitor overall pipeline and ensure workloads are adjusted.
  • Ensure loans are underwritten in accordance with underwriting standards, risk management factors, regulations and within expected timeframes.
  • Coach team to achieve/exceed optimal performance against metrics; take action to optimize productivity, quality, efficiency and service-levels.
  • Conduct monthly reviews of approved and declined loan applications to ensure compliance with underwriting standards and risk management factors, quality decision standards, and provide coaching and training to team to build capabilities.
  • Review and respond promptly to address/clear outstanding finding in audit reports received from Post Closing,Quality Assurance, Secondary Investors; assist Corporate in clearing Shipping and Suspense deficiencies.
  • Monitor various reports to identify possible training opportunities.
  • Assist Operations Managers with training branch/region employees regarding disclosures, use of company software systems, and branch-specific procedures related to underwriting.
  • Monitor changes in regulations and industry that affect underwriting compliance; recommend updates to policies as required.
  • Manage automated underwriting tools to ensure optimal performance to underwriting standards, productivity objectives and risk management parameters.
  • Analyzes reports to assess quantitative risk measures of loans originated and future performance expectations; identify areas of risk and opportunity in originations activities.
  • Conduct research using proprietary systems, subscriber databases and internet resources to resolve issues and verify compliance with regulations.
  • Continuously monitor and assess underwriter staffing levels, recruitment, performance management, and retention in accordance with Company requirements, processes and policies.
  • Oversee all training, underwriter development and career growth.
  • Perform other duties as assigned.

Benefits

  • Medical
  • Dental
  • Vision
  • Life Insurance
  • AD&D
  • LTD
  • 401(k) with employer match
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