VP-Commercial Loan Officer

Requirements

• Proactively develop new commercial relationships through networking, referrals, and targeted outreach
• Foster referral and participation networks and cross-sell bank products and services
• Originate commercial loans and grow deposits through relationship development
• Underwrite, structure, document, and close commercial loans across a variety of products
• Analyze financial statements, cash flows, tax returns, and collateral to assess creditworthiness
• Prepare clear credit memoranda and approve credits within this position’s individual lending authority or present loan requests to approval authorities
• Monitor portfolio performance and proactively manage risk; recommend workout strategies as needed
• Maintain current knowledge of lending policies, regulatory requirements, and BSA/AML obligations
• Ensure loan documentation and processes comply with internal controls and regulatory guidance
• Collaborate with credit, operations, and other departments to deliver excellent customer service
• Assist colleagues and contribute to team goals
• Regular attendance and punctuality when reporting to work
• Travel for trade and industry schools and seminars as needed
• Install and use Multi-Factor Authentication (MFA) apps on the employee’s personal mobile device
• Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures
• Perform other duties as assigned

Benefits

• 401k Matching
• Retirement Plan
• Generous Paid Time Off